Welcome to the online home loan experience. Please enable JavaScript in your browser to complete this form.Why do you need the loan - Step 1 of 4Let’s get started!* indicates a required fieldWhy are you looking for a loan? *Buying a homeRefinancingAre you a first home buyer? *NoYesIs the property to live in or for investment purposes? *Live inInvestmentWhat are your goals? This information is used to ensure we help you select the right loan for your situation.*What are your goals? Purchase *- Select your goal - I want a good interest rateI want a loan with flexible featuresI want certainty of my repayments for a while OtherHave you found the property ?YesNoWhile you are looking around we can help you with an 'Approval in Principle'.What are your goals? Refinance *- Select your goal - Reduce the costs of my loan(s)I'm not happy with my current lenderI want some cash out of my property (equity release)I want to consolidate my debtsMy current fixed loan is maturingOtherWhy do you want to release equity? *- Select your reason- RenovationDeposit on new homeDeposit on new investment propertyPurchase a carHolidayOtherLet us know your other reason to release equityWhy do you want to consolidate debits? *- Select your reason- Save money by consolidating debtHave a single repaymentSimplify banking by reducing the number of accountsOtherLet us know your other reason to consolidate debtsWhat is the address of the property? (type slowly and it will complete the address) *Address Line 1CityState / Province / RegionPostal CodeMarket Estimated Value -Your estimate of the property value *Total purchase price *Deposit on the property *Additional funds you have to contribute to the purchase (such as the first home buyers grant)?Estimated government fees and charges** ***See your conveyancer to confirm your Government and legal fees $15,000.00Purchase settlement date (estimated) *MM123456789101112/DD12345678910111213141516171819202122232425262728293031/YYYY202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Amount of the existing loan you are refinancing *The additional funds you would like to withdraw with the refinance *If any, what are your estimated cost to your existing lender as a result of refinancing (e.g. break costs, discharge fees) *Approximate years left on the loan you're refinancing? (Years) *30252015105yearsLoan value $ 0,000Next* indicates a required fieldWhat is the feature that is most important to you? *- Select the feature -100% offset accountFee free redrawNo application feeLoan splittingRepayment holiday (when ahead of repayments)OtherWhat is the other feature that is most important to you? *Repayment type *Principle & InterestInterest OnlyThe Interest only period will only extend for 5 years maximum (10 years when for investments) before review and we may reduce this as part of our offer. Reason Interest only period requested *Property is an investmentPlan to convert to investment propertyCreate funds for investment purposesTemporary reduction in income (e.g. parental leave)Large non-recurring expensesVariable incomeMaximise cash flowPrincipal reductions in an offset facilityTaxation, financial or accounting reasonsMinimise Cash Flow Impact During ConstructionMinimise Cash Flow Impact During the Bridging PeriodInterest only period requested *1 Year2 Years3 Years4 Years5 YearsRate type *VariableFixed InterestFixed rate term *1 Year Fixed2 Years Fixed3 Years Fixed4 Years Fixed5 Years Fixed6 Years Fixed7 Years FixedAre you aware of anything that may affect your ability to repay a loan in the future? *NoYesWhat is changing? *- Select change -Temporary decrease in incomePermanent decrease in incomeAnticipated Large ExpenditureHow you will manage this change *- Make selection -Securing additional incomeUsing savingsMy application reflects these changesReducing expenditureSale of AssetsOtherPreviousNext* indicates a required fieldLoan amount (*calculated from previous page figures) 400,000 LVR: % Your loan summary Here is a summary of your application for the loan: Interests rate 3.63% Comparison rate 3.67% Loan establishment fee 200 Annual loan package fee 395 Estimated government and legal fees** 23,349 Besides the deposit, you will be contributing 100,000 **your conveyancer will confirm your government and legal feesThe length of loan (Years) *30252015105 yearsAre you aware that due to the longer term of their new home loan, you may pay more interest over the life of their loan.I agree to the longer loan termPayment frequency *MonthlyFortnightlyWeekly Monthly loan repayments 2,281.66 Total amount repayable 730,976 Total interest charged 330,976 Would you like us to email you this information and save it for you? If so just fill out the box below or click NEXT to continue.Email address *EmailConfirm EmailEstimate Property Value (API)Loan AmountLVRInterest rateComparison rateLoan establishment feeAnnual loan package feeEstimated government and legal feesPreviousNextAbout you* indicates a required fieldWill you be making this application with someone else? *noyesApplicants relationship - Select -MarriedDe FactoImmediate familyFriendsYour detailsFirst name (as it appears on your identification documents) *Surname *Date of birth *MM123456789101112/DD12345678910111213141516171819202122232425262728293031/YYYY202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Loan exit strategy if you are over 50 years old- Select strategy -I'll secure additional incomeMy savingsI've taken this into consideration with the amount I'm applying forI'll reduce my expensesSuperannuationI'll continue workingI'll sell some assetsOtherOther exit strategy explanationGenderFemaleMaleOtherMobile number *Home phone numberWork phone numberCurrent residential addressIs it the same as the property address for this new loan?Residential address 1 *Address Line 1CityState / Province / RegionPostal CodeResidential Status *Own home with mortgageRentingBoardingLiving with parentsOwn home outrightCaravanHow long at this address in years *We ask for additional address if you have been living at your current address for under 1 year Residential address 2 *Address Line 1CityState / Province / RegionPostal CodeHow long at address 2 (in years) *Current mailing addressIs it the same as the current residential address?Mailing address *Address Line 1CityState / Province / RegionPostal CodeMarital Status *SingleMarriedDefactoDivorcedWidowerNumber of dependants *Age of dependants (youngest)Age of dependants (second youngest)Age of dependants (third youngest)Age of dependants (forth youngest)Age of dependants (fifth youngest)Residency status, are you any of the following - An Australian citizen - A permanent resident of Australia - A New Zealand citizen permanently residing in Australia Residency status *YesNoHave you ever been bankrupt? *YesNoDo you have any overseas Tax obligations *YesNoFor US Citizens only Additional applicant detailsLegal first name (additional applicant) *Surname (additional applicant) *Mobile number (additional applicant) *Email address (applicant 2) *EmailConfirm EmailFor this application do you require either of the following:* - More than 2 applicants for this loan (e.g. applying for the loan with 3 people) - A guarantor of the loan (e.g. someone who will guarantee the loan for you) For this application do you require either of the following: More than 2 applicants or someone to act as a guarantor on the loan *NoYesNo stress, someone from Coronis Mortgage & Finance will contact you and talk through the application as it may be a bit more complex. Please complete the loan application for yourself and we will contact you to discuss. Contact us on (07) 3828 2060 or mortgages@coronis.com.au if you have any questions.PreviousPhoneContinue to financial details