Standard Home Loan Application - Coronis Nimo Industries

Welcome to the online home loan experience.

Why do you need the loan - Step 1 of 4

Let’s get started!

* indicates a required field

Why are you looking for a loan? *

Buying a home
Refinancing

Are you a first home buyer? *

Is the property to live in or for investment purposes? *

Live in
Investment

What are your goals?
This information is used to ensure we help you select the right loan for your situation.*

What are your goals? Purchase *

Have you found the property ?

While you are looking around we can help you with an 'Approval in Principle'.

What are your goals? Refinance *

Why do you want to release equity? *

Let us know your other reason to release equity

Why do you want to consolidate debits? *

Let us know your other reason to consolidate debts

What is the address of the property? (type slowly and it will complete the address) *

Address Line 1

City

State / Province / Region

Postal Code

Market Estimated Value

Your estimate of the property value *

Total purchase price *

Deposit on the property *

Additional funds you have to contribute to the purchase (such as the first home buyers grant)?

Estimated government fees and charges** *

**See your conveyancer to confirm your Government and legal fees

$15,000.00

Purchase settlement date (estimated) *//

Amount of the existing loan you are refinancing *

The additional funds you would like to withdraw with the refinance *

If any, what are your estimated cost to your existing lender as a result of refinancing (e.g. break costs, discharge fees) *

Approximate years left on the loan you're refinancing? (Years) *

years

Loan value

$ 0,000

* indicates a required field

What is the feature that is most important to you? *

What is the other feature that is most important to you? *

Repayment type *

Principle & Interest
Interest Only

The Interest only period will only extend for 5 years maximum (10 years when for investments) before review and we may reduce this as part of our offer.

Reason Interest only period requested *

Interest only period requested *

Rate type *

Variable
Fixed Interest

Fixed rate term *

Are you aware of anything that may affect your ability to repay a loan in the future? *

What is changing? *

How you will manage this change *

* indicates a required field

Loan amount

(*calculated from previous page figures)

400,000

LVR: %

Your loan summary

Here is a summary of your application for the loan:

Interests rate	3.63%
Comparison rate	3.67%
Loan establishment fee	200
Annual loan package fee	395
Estimated government and legal fees**	23,349
Besides the deposit, you will be contributing	100,000

**your conveyancer will confirm your government and legal fees

The length of loan (Years) *

years

Are you aware that due to the longer term of their new home loan, you may pay more interest over the life of their loan.

I agree to the longer loan term

Payment frequency *

Monthly loan repayments	2,281.66
Total amount repayable	730,976
Total interest charged	330,976

Would you like us to email you this information and save it for you? If so just fill out the box below or click NEXT to continue.

Email address *

Confirm Email

Estimate Property Value (API)

Loan Amount

LVR

Interest rate

Comparison rate

Loan establishment fee

Annual loan package fee

Estimated government and legal fees

About you

* indicates a required field

Will you be making this application with someone else? *

Applicants relationship

Your details

First name (as it appears on your identification documents) *

Surname *

Date of birth *//

Loan exit strategy if you are over 50 years old

Other exit strategy explanation

Gender

Mobile number *

Home phone number

Work phone number

Current residential address

Is it the same as the property address for this new loan?

Residential address 1 *

Address Line 1

City

State / Province / Region

Postal Code

Residential Status *

How long at this address in years *

We ask for additional address if you have been living at your current address for under 1 year

Residential address 2 *

Address Line 1

City

State / Province / Region

Postal Code

How long at address 2 (in years) *

Current mailing address

Is it the same as the current residential address?

Mailing address *

Address Line 1

City

State / Province / Region

Postal Code

Marital Status *

Number of dependants *

Age of dependants (youngest)

Age of dependants (second youngest)

Age of dependants (third youngest)

Age of dependants (forth youngest)

Age of dependants (fifth youngest)

Residency status, are you any of the following
- An Australian citizen
- A permanent resident of Australia
- A New Zealand citizen permanently residing in Australia

Residency status *

Have you ever been bankrupt? *

Do you have any overseas Tax obligations *

For US Citizens only

Additional applicant details

Legal first name (additional applicant) *

Surname (additional applicant) *

Mobile number (additional applicant) *

Email address (applicant 2) *

Confirm Email

For this application do you require either of the following:*
- More than 2 applicants for this loan (e.g. applying for the loan with 3 people)
- A guarantor of the loan (e.g. someone who will guarantee the loan for you)

For this application do you require either of the following: More than 2 applicants or someone to act as a guarantor on the loan *

No stress, someone from Coronis Mortgage & Finance will contact you and talk through the application as it may be a bit more complex. Please complete the loan application for yourself and we will contact you to discuss. Contact us on (07) 3828 2060 or mortgages@coronis.com.au if you have any questions.